We have been in the accounts receivable factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SECURE. We have survived many of the economy's roller coaster rides and in doing so, can support you through any troublesome circumstances you might come under. We won't turn the lights off when the times get troublesome, like some other accounts receivable factoring companies regretfully have in the past.

Every factoring company has criteria for size, industry, and risk. It's pretty hard for you to pick which accounts receivable factoring firm is the right fit for you. By contacting us, we'll get to the crux of your situation very quickly and help you find the best fit for your business - it may be us or another accounts receivable factoring company.

We have an enviable network of accounts receivable factoring industry colleagues, these cooperative connections were built over 20+ years in the business. So, when you take the time to run through what you need to us, we have no doubt that you will find precisely what you need..

Many accounts receivable factoring businesses let you pick and choose your customers to factor. However a handful of them usually require a minimum dollar amount before they'll do business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is pretty much like having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will force you into accounts receivable factoring when you don't require it.

Many accounts receivable factoring businesses fees are hidden. Who knows all the reasons why they do this. You can be rest assured, We do not behave this way.  We are totally transparent about our fees. When you apply, you are presented with a transparent, no obligation rate proposal with the fee for your company. that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring firms are funded by Wall Street money. We are an independently owned company and don't answer to investors and boards. , we are like-minded business people and we can truly appreciate what it takes to run a business. We take the time to hear your story, determine struggles. Based on that information we will put together a custom-built solution for you. Many accounts receivable factoring firms notably the Silicon Valley ones mostly look for the algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many accounts receivable factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who knows your business inside out, and can help you in ways the others just can't or simply won't.

Don't dismiss the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems so to get them fixed right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay alert to negative payment trends. This is essential to avoid preventable write-offs.

We make sure to adopt state-of-the-art technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Many other companies are not even in the same neighborhood.